After years of low rates, high-yield savings accounts are having a moment.

This week, Apple Inc. introduced a new product with Goldman Sachs Group Inc. that will allow Apple Card holders to earn a 4.15% annual yield, with no fees or minimum deposit requirements. At the same time, Goldman’s popular Marcus account — the posterchild for high-yield savings products — upped its rate to a record of 3.9%.

ncG1vNJzZmivp6x7o7jOqKSbnaKce6S7zGilnq%2BjZK6zwMico56rX2d9c3%2BMaWtmaWhktrR5wKmnpZ1dqHq0rdWipaCrXZawpLvUp6tmr5%2Bnwal5yK1kbWVhanqqv4yhoKCgXa62prjDZpmurF2drrR5w6iup6uZmbK0